Yield Curve Screensaver
The Yield Curve screensaver is a live plot of the U.S. Treasury yield curve — interest rates from one month to thirty years — drawn fresh each day from the key-less Treasury data. It's free, runs in your browser, display only, and ESC exits.
How the Yield Curve screensaver works
The saver fetches the U.S. Treasury's daily yield-curve rates, the interest the government pays to borrow over different terms.
It plots yield against maturity from one month out to thirty years, drawing a smooth glowing curve with a value at each point.
The 2-year and 10-year yields are called out, along with the gap between them — a closely-watched recession signal.
When that 10-year-minus-2-year spread turns negative the curve is flagged as inverted, in red.
A worked example
On a normal day the curve slopes gently upward from a 3.8% one-month bill to a 4.4% thirty-year bond; when short rates rise above long ones the line dips and the board flashes INVERTED — the classic recession warning.
Settings & tips
- Curve color recolours the yield line.
- Background sets the panel backdrop.
- An inverted curve (10Y below 2Y) is highlighted in red.
Frequently asked questions
- Is the data live?
- Yes. It uses the U.S. Treasury's daily yield-curve figures, refreshed each business day, so the curve reflects the latest rates.
- What does an inverted curve mean?
- When short-term yields exceed long-term ones the curve inverts — historically a warning sign that a recession may follow.
- Is this investment advice?
- No. It's a display of public interest-rate data for ambiance, not advice of any kind.
- Does it need a key?
- No. The Treasury data is free and key-less; the saver only needs an internet connection.
- Is it free?
- Yes — free, no download, in your browser.